Calculators

TFSA or RRSP: what the taxman takes

One calculator: how much of a US dividend each kind of Canadian account actually keeps.

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TFSA or RRSP: what the taxman takes

US dividends are taxed at the border, and the account holding the stock decides how much of the bite ever comes back. Enter a year of dividends and pick the account.

The account that holds the US stock

Rules of thumb for US listed stocks paying US dividends, as of November 2026. Not tax advice; your situation can differ.

Educational content only, not financial advice. We are not financial advisors. This page works from rules of thumb and published list prices, not quotes. It is a teaching tool, not advice.